ANNEX WEALTH MANAGEMENT, LLC

PRIVACY POLICY

 

Our Promise to You

As a client of Annex Wealth Management, LLC^®, you share both personal and financial information with us.  We understand that you expect us to protect this information and use it responsibly.  Your privacy is important to us, and we are dedicated to safeguarding your personal and financial information.  That is why we have adopted the following policies as Our Promise to You to protect the privacy of your nonpublic personal information.

 

Information Provided by Clients 

In the normal course of doing business, we typically obtain the following non-public personal information about our clients: 

 

• Personal information regarding our clients’ identity such as name, address, email address, telephone number, and social security number;
• Salary, employment, and tax information;
• Information regarding securities transactions effected by us; and
• Client financial information such as net-worth, assets, income, financial statements, holdings reports, insurance records, investment records, bank account information and account balances.

 

How We Collect Information About You

We collect nonpublic personal information from a variety of sources, including:

 

• Information we receive from you on New Account Forms, applications, questionnaires, contracts, and other forms;
• Information we receive from you when you communicate with us in writing, electronically, by telephone, or whenever you request information from us;
• Your business dealings and transaction with us, our affiliates, investment managers with which we have sub-advisor contracts, account custodians, billing and reporting service providers, affiliated and unaffiliated product sponsors whose products you own, and other arrangements we have entered into to provide services to you.

 

Information That We Disclose

Where allowed by law, we disclose nonpublic personal information about you to affiliated and unaffiliated third parties so that we may more effectively provide services to you.  These will include:

 

• Sub-Advisors that provide investment management services to your accounts;
• Broker/Dealers we direct transactions to for execution in your accounts;
• Broker/Dealers with whom Annex is affiliated and those with whom Annex may seek registration;
• Investment companies, insurance companies, and other investment product providers to effect transactions and provide services to your accounts;
• Clearing Firms through whom we clear and settle securities transactions;
• Custodians who provide services to your accounts;
• Companies that provide billing and performance reporting services;
• Credit Unions, Banks, and other Financial Institutions with which have joint-marketing agreements for the marketing and offer of our contracted services;
• Companies that assist us in maintaining books and records, meeting regulatory requirements, and facilitating mailings on our behalf;
• Federal, State or other agencies with regulatory authority over us, where required by law or regulation;
• Companies with whom we have entered into a confidential memorandum to explore potential registration opportunities, mergers, and/or acquisitions; and
• Other third-parties and associates that provide services to us so that we may in turn provide effective services to you including those companies, associations, agencies, institutions and third-parties with which we are registrants or Members.

 

Except as provided above, we will not share your nonpublic personal information with any third-party, affiliated or unaffiliated, for marketing or other purposes.  

 

How We Manage and Protect Your Personal Information

We do not sell information about current or former clients to third parties, nor is it our practice to disclose such information to third parties unless requested to do so by a client or client representative or, if necessary, in order to process a transaction, service an account or as permitted by law.  Additionally, we may share information with outside companies that perform administrative services for us.  However, our contractual arrangements with these service providers require them to treat your information as confidential.  In order to protect your personal information, we maintain physical, electronic and procedural safeguards to protect your personal information.  Internally, your information is available to employees and management of the firm in order that we may provide services to you.  Our employees and Representatives may use our website to obtain nonpublic personal information about you, however, neither you nor our Representatives may use our website to alter your information.  Our Privacy Policy restricts the use of client information and requires that it be held in strict confidence.

 

Client Notifications

We are required by law to annually provide a notice describing our Privacy Policy.  In addition, when we make material changes to our Privacy Policy we will inform you promptly by posting an updated version to our website at www.annexadvisors.com and may send you an amended copy in the mail.  Please do not hesitate to contact us with questions about our Privacy Policy.